Occasionally in some of the classes that I taught we
discussed the social determinants of health (I never called it that - it would
have driven too many of them away). I started off my conversation by asking
each of the classes if health care was
free for individuals in Canada. All students thought the answer was yes.
Occasionally a few students would add to the conversation by reminding me that
free health care was what made us different to those to the south of us. I would then ask "how long have
Canadians had free health care". While the answers to this question were
much slower in coming than for the first question, the consensus was
"forever" or at least nearly that long.
The students were surprised to find out that universal
health care in Canada is, relatively speaking, a fairly new thing. I suspect
some if not most were surprised and perhaps disbelieving when I informed them
that my mother, while my birth in a hospital had not cost my parents money,
visiting the doctor had. Perhaps surprised is the wrong word. My students by
that point in the school year had decided that not only was I of a different
generation to them, I had in all likelihood been born on an entirely different
planet. Most of them flat out thought I
was wrong when I said that some Canadians had to pay a monthly premium to get
"free" health care.
In Ontario, Alberta and British Columbia, health insurance premiums
are funded in one of three ways. If your income is below a certain level - the
province pays, if you are employed by a company, the company pays, and if you are self-employed
or retired but make above a certain amount - you pay directly. In B.C the
monthly premiums are $75.00 or $900.00 a year.
I have just filled out the forms to get BC coverage. Because
the government use Revenue Canada data from the previous tax return, I have to
use my net income from 2014 - the last year I worked. The fact that I have been
retired for 14 months and that my income is one third of what it was in 2014 is
not relevant. Next year I may be eligible for assistance, but for the next 10
months I will have to pay the full amount. If I had migrated in May or June, I
would have been able to use 2015 data and my cost would have been substantially
reduced.
I am not complaining (or at least not too much) about having
to pay a bit of money for my health care. I, and my extended family have used
more than our share of hospitals and doctors in the past 30 years. But my sense
of fairness is disturbed by the fact that if I had moved to anyone of the other
seven provinces or the territories, or
if I had migrated a few months later and thereby been able to use 2015 data, my
costs would have been different. It seems to me that universal health care
should mean that everyone not only has access to good health care, provided in
a reasonable time frame, but also that we all share the burden equally.
I have always taken some pride that at least on paper the
richest person in Canada and I have the same opportunity to access medical care.
The only difference is - if that rich person lives in one of the seven other
provinces - they don't have to pay for it and I do!