Thursday, February 11, 2016

Free Health Care?



Occasionally in some of the classes that I taught we discussed the social determinants of health (I never called it that - it would have driven too many of them away). I started off my conversation by asking each of  the classes if health care was free for individuals in Canada. All students thought the answer was yes. Occasionally a few students would add to the conversation by reminding me that free health care was what made us different to those to the south of us.  I would then ask "how long have Canadians had free health care". While the answers to this question were much slower in coming than for the first question, the consensus was "forever" or at least nearly that long.

The students were surprised to find out that universal health care in Canada is, relatively speaking, a fairly new thing. I suspect some if not most were surprised and perhaps disbelieving when I informed them that my mother, while my birth in a hospital had not cost my parents money, visiting the doctor had. Perhaps surprised is the wrong word. My students by that point in the school year had decided that not only was I of a different generation to them, I had in all likelihood been born on an entirely different planet.  Most of them flat out thought I was wrong when I said that some Canadians had to pay a monthly premium to get "free" health care.

In Ontario, Alberta and British Columbia, health insurance premiums are funded in one of three ways. If your income is below a certain level - the province pays, if you are employed by a company,  the company pays, and if you are self-employed or retired but make above a certain amount - you pay directly. In B.C the monthly premiums are $75.00 or $900.00 a year.

I have just filled out the forms to get BC coverage. Because the government use Revenue Canada data from the previous tax return, I have to use my net income from 2014 - the last year I worked. The fact that I have been retired for 14 months and that my income is one third of what it was in 2014 is not relevant. Next year I may be eligible for assistance, but for the next 10 months I will have to pay the full amount. If I had migrated in May or June, I would have been able to use 2015 data and my cost would have been substantially reduced.

I am not complaining (or at least not too much) about having to pay a bit of money for my health care. I, and my extended family have used more than our share of hospitals and doctors in the past 30 years. But my sense of fairness is disturbed by the fact that if I had moved to anyone of the other seven provinces or the territories,  or if I had migrated a few months later and thereby been able to use 2015 data, my costs would have been different. It seems to me that universal health care should mean that everyone not only has access to good health care, provided in a reasonable time frame, but also that we all share the burden equally.

I have always taken some pride that at least on paper the richest person in Canada and I have the same opportunity to access medical care. The only difference is - if that rich person lives in one of the seven other provinces - they don't have to pay for it and I do!

Tuesday, February 9, 2016

Another Invasion of Privacy?



According to the CBC,  Manulife Life Insurance Company is planning on offering a discount to those who wear a fitness device/armband. Individuals who wear such a device can accumulate points every time they exercise, get a flu shot or get an annual medical check-up. These point can be used " to earn other rewards and discounts from leading retailers"(CBC).

Is this the thin edge of yet one more wedge? Is this the first step of insurance companies (among others) requiring us to share more and more personal information? Will they start to increase premiums of those who refuse to wear such tracking devices? Is it in fact just a continuation of the corporate world demanding more and more access to all of our lives? One can already have reduced car insurance premiums if one installs a monitoring device in your car (and follow their standards of what good diving is).

When people argue that the police and the state need to have ever increasing access to our private world, those in favour of such intrusion suggest that "if you are not doing anything wrong - why do you care that the police have access to your e-mail, or the statistics on your internet usage?" I can hear people making the same argument about wearing a bracelet that monitors my exercise regime, whether or not I smoke, how much I drink or whether I chose to go to the western educated doctor. I am a law abiding citizens and I work hard at staying healthy but I don't think the state or a private company (sometimes it is difficult to differentiate the two) needs to access such personal information. I don't think that a private company which has the sole function of making money for its shareholders has the right to expect to know everything about me. I, quite frankly, don't trust them. Whether it is intentional or not, the risk of such information being shared is just too high. At the very least I will be on someone else's email list and subject to unwanted ads, at the worst the information will used to control me or limit my options.

Of course the logic requiring people to electronically report in when they exercise is obvious to all who have (1) access to such devices and the capacity to use them properly and (2) the opportunity to engage in preventative health activities. Those who take delight at wearing such bracelets (which can cost anywhere from $25.00 to $140.00 and I suspect are some sort of status symbol among a certain "crowd")  will argue that people will be free to choose to wear the device and not.  Not true.

There is, unfortunately, a large segment of the Canadian population for which either buying a bracelet or engaging in all of the "right activities" is not really an option.  As noted in numerous studies (see for example Barriers to addressing the societal determinants of health: public health units and poverty in Ontario, Canada) , people living in poverty are less able to engage in the type of healthy life styles that ensure a long life. There are numerous reasons as to why but quite simply it is hard to find the energy, the time or the resources to exercise when one has just worked at two different, minimum pay, on your feet all day jobs.

Then there are all of the cynics like me out there who will refuse out of principle. I perhaps could even save a few cents a day in insurance costs...... but I will be damn if I am going to give anyone any more information about who and what I am.

Sunday, February 7, 2016

The Demise of Newspapers



Neil Macdonald, a CBC





Friday, February 5, 2016

2016 Hitchhiking #1



I hitchhiked last week. Not very far and not for very long, but considering how my hitchhiking adventures ended last fall (see On the Road Again 2015 #35 -10/8/15)- I needed to make sure that something had not happened to either my powers to attract drivers or to drivers in general. I am glad to report that people are as nice as ever and at least my ever greying beard does not appear to act as a deterrent to those drivers stopping.

Of course I was on Salt Spring for part of the trip and one could argue legitimately that it is easy to get rides on Salt Spring. Although as I have noted elsewhere, sometimes getting a ride on Salt Spring is difficult - the newest residents with their unnecessarily large SUVs  appear to be less inclined to participate in all aspects of Salt Springs culture. None-the-less I was on the Island and needed to get from the Vesuvius ferry terminal to Isabella Point and back again. And I did so efficiently using the bus system and the goodwill of 4-5 drivers.

I sometimes forget how much I enjoy meeting people and in particular, how the conversations evolve. I think all of my discussions started with some brief comment about the weather - but they all evolved in completely different directions. For one driver the rain was about the fact that his roof fed cistern system that he uses to water his orchard and vegetable garden all summer was full. We spent the rest of the short drive talking about how the gravity system worked and how silly and wasteful it was when people used large over head spraying systems to irrigate their crops.

For another driver my same comment about the grey skies brought forth the comment "but at least we don't have to shovel it" - which led to me talking about my decisions to move to Vancouver Island. The driver, like many people who hear that my choice was between Sudbury and Duncan assumed that there was, in fact, no decision - the answer was obvious. They are always surprised to hear that it was really a matter of economics. I could live cheaper month to month in Duncan than Sudbury. When I told him how much I paid for the mobile home - his comment was " why am I paying $10,000 a year in taxes when I could live where you do?" I suspect that he, a very long term resident of the Island, has a much larger and nicer place than mine.

On Vancouver Island going from Crofton to Duncan on the way back,  I got picked up by someone who worked at a gardening centre. They were already getting in bedding plants in preparation for the gardening season. I think she saw the rain as just one of the seasonal milestones that meant that spring was coming and her place of work was going to get busy.

My final ride of the day was a short one the last 11 kilometres into Duncan. It had gotten cold on the highway and when I got into the backseat of the SUV it was nice and warm. I mentioned to my driver and his wife how glad I was that they had the heat on and that it was getting cool out there. That started a whole conversation about the fact that the heater, in spite of spending a lot of money on the problem didn't work properly and just stopped and started whenever it felt like it. The on/off switch did nothing. We talked about cars in general and how hard they are to repair.

Four conversations that started by a mention of the weather - all different - all highly enjoyable. I love hitchhiking and if the only real benefit of my move is that I get to do sooner in the year and more often - the move just may have been worth it!

Thursday, February 4, 2016

A New Direction? Part Two



As stated in a previous post, the issue of how to resolve the overwhelming lack of services for First Nation communities in the far north is both complex and potentially very expensive. It is not just a matter of throwing piles of cash at the problem. We need, as a country, to have a better understanding of how we got into this mess (perhaps the report from the Truth and Reconciliation Commission should be required reading before anyone is allowed to talk about solutions). We also need to understand what the people who live in those communities are saying and what their solutions are. However dealing with the housing, educational and social crisis in the north is only half of the problem.

According to the Indigenous and Northern Affairs Canada web page, half of all Indigenous Canadians live in urban centres. While it might be arguable that a portion of these individuals have migrated to urban centers because of the lack of services or opportunities in their home communities, I would suspect that for many of those who reside in cities, it is now their permanent home. The fact that those individuals appear to have less access to services is, in the year 2016, disheartening.

While it may not be a matter of public policy that indigenous individuals are discriminated against - it happens. It happens not just occasionally but continually. There are numerous indicators that clearly suggest that we are not all playing on a level playing field. In fact it would appear that for some Indigenous Canadians - they are not even allowed into the park.

In a Stats Canada report from 2006, it was reported that Indigenous citizens were less likely to graduate from high school than the Canadian population in general. When Indigenous students move to urban centers to go to high school it appears as if they are at a higher risk of suicide. In some cities (e.g. Thunder Bay, Regina, Winnipeg) Indigenous men and women make up between 50 and 80% of the homeless. The number of Indigenous Canadians incarcerated in our penal system both at the provincial and the federal level is nothing less than outrageous. One could fill up pages and pages with statistics from the countless reports and studies from the last thirty plus years. And they would all say the same thing.  It is clear that there is systemic racism at every level. The overt and sometimes subtle racism limits the opportunities for individuals to succeed. And that as long as  this discrimination continues, the long term consequences will be disastrous for the majority of Indigenous and non-indigenous Canadians.

While various levels of governments, assorted commissions and committees, and leaders of various groups can all publically wail and wring their hands; while ministers can promise more commissions and more money (in the next budget year), none of this matters one little bit. In the short term these promises may help us feel better; they may give hope to those who are naive enough to believe that money fixes all things or that the state can impose upon Canadians the obligation to treat their fellow Canadians with justice. While more money and better planning may help in creating some of the needed changes - the simple solution and in fact the only solution is that those of us who are in positions of power, those of us who are part of the privileged elite (e.g. have been to a post secondary institution) or those of us have benefitted (no matter how unknowingly) from this biased system need to stand up and say "we need to do something to level the field -  where do you want me to start?"

Governments can't impose values; governments can't stop racism - but we as individuals can live a life with values that honour and respect all people - and that will stop racism.

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